These Terms of Service govern your access to and use of Yifa and related services provided by Andra Satria ("we", "us", "our"). By using the service, you agree to these terms.
1. What Yifa Is
Yifa is a tracking and insights app for personal finance records. It is not a banking, lending, payment, investment, legal, accounting, or tax advisory service.
2. Eligibility and Responsibility
You are responsible for account credentials, data accuracy, and how you use outputs such as categorizations or summaries.
3. Acceptable Use
- Do not misuse, disrupt, or attempt unauthorized access to services or infrastructure.
- Do not use the service for unlawful, fraudulent, or harmful activities.
- Do not upload malicious content or code.
4. Online Features and Dependencies
Some features depend on third-party services, internet connectivity, and AI systems. Availability, speed, and output quality may vary.
5. No Financial Advice
Any insights, categorizations, summaries, or calculations are informational only. You remain fully responsible for financial decisions.
6. Intellectual Property
Yifa branding, software, and content are owned by or licensed to Andra Satria, except where otherwise stated.
7. Service Changes
We may update, modify, suspend, or discontinue features at any time for product, operational, security, or legal reasons.
8. Disclaimer of Warranties
The service is provided "as is" and "as available" to the extent permitted by law. We do not guarantee uninterrupted availability, error-free operation, or perfect accuracy.
9. Limitation of Liability
To the extent permitted by law, we are not liable for indirect, incidental, consequential, or special damages, including loss of data, profits, or business interruption.
10. Termination
You may stop using the service at any time. We may suspend or terminate access when required for security, abuse prevention, legal compliance, or operational reasons.
11. Governing Law
These terms are governed by applicable laws of Indonesia, unless otherwise required by mandatory local law.
12. Contact
For terms inquiries: admin@andrasat.com